Non-Profit Solutions

Gruver Wealth Management of Wells Fargo Advisors specializes in working with endowments, trusts and foundations to provide investment policy statement development and oversight, asset allocation review and performance review services. Through our affiliation with Well Fargo Advisors’ Institutional Consulting Services, we can help fiduciaries assess their investment policy statement and be confident that they have developed the proper goals, objectives and risk tolerances for the assets that they have been entrusted to oversee.

Our Consultative Process

1 – Analyze Current Position

Review Current Investment Portfolio
Establish Investment Goals and Objectives
Discussed and Establish Time Horizon
Establish Risk Tolerance Guidelines
Identify Potential Target Rate of Return
Define Income/Liquidity Needs

2 – Determine Optimum Asset Allocation

Prepare Asset Allocation Study with appropriate Risk/Return ratio
Help prepare Investment Policy Statement
Create Goals and Objectives
Selected Appropriate Asset Classes
Set Strategic Asset Allocation
Set Performance Measurement Criteria
Set Manager Selection Criteria
Review Procedure for Investment Manager Performance

3 – Implement the Investment Strategy

Establish Search Criteria
Search/Select individual Managers
Perform Manager/Fund due diligence
Negotiate/Select Manager Fee Arrangement
Oversee implementation of Investment Strategy

4 – Portfolio Review

Periodic Performance Review
Review Investment Manager Activities
Re-balance portfolio to Target Asset Allocation
Retain/Replace Investment Managers
Review Investment Policy Statement Annually

Investment and Insurance Products are:

Not Insured by the FDIC or Any Federal Government Agency
Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AZ, CA, CO, DC, IA, IL, MA, MI, MN, MO, NJ, NM, NV, NY, OR, PA, TN, TX, VA). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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