Gruver Wealth Management of Wells Fargo Advisors specializes in working with endowments, trusts and foundations to provide investment policy statement development and oversight, asset allocation review and performance review services. Through our affiliation with Well Fargo Advisors’ Institutional Consulting Services, we can help fiduciaries assess their investment policy statement and be confident that they have developed the proper goals, objectives and risk tolerances for the assets that they have been entrusted to oversee.

Our Consultative Process

1 – Analyze Current Position

  • Review Current Investment Portfolio
  • Establish Investment Goals and Objectives
  • Discussed and Establish Time Horizon
  • Establish Risk Tolerance Guidelines
  • Identify Potential Target Rate of Return
  • Define Income/Liquidity Needs

2 – Determine Optimum Asset Allocation

  • Prepare Asset Allocation Study with appropriate Risk/Return ratio
  • Help prepare Investment Policy Statement
  • Create Goals and Objectives
  • Selected Appropriate Asset Classes
  • Set Strategic Asset Allocation
  • Set Performance Measurement Criteria
  • Set Manager Selection Criteria
  • Review Procedure for Investment Manager Performance

3 – Implement the Investment Strategy

  • Establish Search Criteria
  • Search/Select individual Managers
  • Perform Manager/Fund due diligence
  • Negotiate/Select Manager Fee Arrangement
  • Oversee implementation of Investment Strategy

4 – Portfolio Review

  • Periodic Performance Review
  • Review Investment Manager Activities
  • Re-balance portfolio to Target Asset Allocation
  • Retain/Replace Investment Managers
  • Review Investment Policy Statement Annually